RADAR Rates is an optimized mortgage insurance pricing option that leverages a proprietary model to dynamically analyze credit risk inputs, ensuring that each rate quote is fine-tuned to a borrower's individual risk profile and loan attributes.
A more granular pricing option compared to Radian's published rate card.
Fast and easy rate quotes through Radian Rate Finder and most LOS pricing engines. Quotes are honored for 90 days.
Powered by our risk-based RADAR pricing model that applies a 360° analysis to optimize each rate quote.
Delivers Radian’s most competitive mortgage insurance rates for many well-qualified borrowers.
Continued access to the top notch Radian sales support and service you have come to know and expect.
Our dynamic model leverages an experienced risk management team, historical data, and proprietary analytics to provide a 360° view of overall loan performance. Risk-based pricing is offered through optimized RADAR Rates and published rate cards, giving options based on a lender's loan origination process.
The RADAR pricing model leverages Radian’s proprietary Mortgage Risk Barometer®, which estimates housing values at a regional level. The Mortgage Risk Barometer allows us to incorporate geographic risk dimensions to MI pricing via RADAR Rates, and aggregate results to a national level for our Published Rate Cards.
To learn more about RADAR Rates, contact your Account Manager.
You can also watch this short video to learn more about the benefits or RADAR Rates for you and your borrowers and how to easily obtain rate quotes.
To understand more about how RADAR Rates integrates with other Radian products, services, and polices, please review the RADAR Rates General Terms.
Important Note: Rates obtained from our web-based Rate Finder tool and the Radian Rates mobile app require that you enter your company’s master policy number. Also, you must always include a rate quote ID when submitting mortgage insurance to ensure the correct rate is honored.
Fill out the form below to have an Account Manager reach out to you with more information about RADAR Rates.